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Welcome to Marymont Financial Services, where home loan experts ensure your purchase or refinance experience is top-notch. Find your ideal mortgage solution today!


Based in Central Florida, our passion is driven by the success and satisfaction of our valued clients.


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Discover Your Mortgage Options: Fixed and Adjustable Rate Programs

About Company

Your Trusted Mortgage Partner Marymont Financial Services

Unlocking Your Mortgage Potential Expert Guidance for Optimal Rates and Terms

The Idea

Our team of seasoned mortgage loan originators is committed to simplifying the intricacies of mortgage lending and discovering the ideal mortgage solution tailored to your specific requirements.

Our Service

Explore Our Range of Mortgage Loan Products

Whether it's your first home or your dream home, we offer tailored mortgage solutions. Secure your custom rate quote today and make your home purchase a reality.
We're dedicated to providing you with industry-leading rates and fees for your refinancing needs. Explore our competitive rates, calculate your payments, and kickstart the refinancing process today!
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Make the first step toward your pre-approval by completing our secure application, which only takes around 12 minutes. Submit your application now, and we'll reach out to you once it's received.
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MARYMONT Financial Services

Fixed Rate Mortgage Average in the United States

Why Choose Us

FHA Loans, Conventional Loans, and VA Loans in Florida and Georgia

Explore Marymont Financial Services, your trusted full-service mortgage company located in Orlando, Florida. Our expertise extends across the entire states of Florida and Georgia, with a focus on FHA Loans, Conventional Loans, and VA Loans in Orlando and neighboring areas of Orange County. Whether you’re purchasing a home or refinancing in the 32819 zip code, we’re here to help you achieve homeownership dreams and reduce your monthly expenses.

In terms of Purchase Loan programs, we offer the following:
FHA | VA | Conventional
Refinancing? We can help you with that, too!

Explore our array of refinancing solutions designed to cater to the unique needs of local borrowers. Whether you're interested in accessing cash or securing a more favorable rate and term, our Refinancing Programs are here to assist you. Discover the following refinancing options:

FHA Streamline | FHA Cash Out | FHA 203k | VA Cash Out | Conventional

Reach out to Marymont Financial Services now to initiate a conversation about your mortgage loan choices. Let's help you identify the ideal loan program to align with your unique requirements. Contact us today for expert mortgage guidance.

Unlock our Team's Productivity Potential

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Help Center

Here, you'll find answers to common questions and valuable resources to make your mortgage process easier. If you need personalized assistance, our dedicated support team is just a click away.


Schedule a Consultation Today! Ready to discuss your mortgage goals? Our experienced team is here to provide personalized guidance and help you find the right mortgage solution. Click to book your consultation now and get in touch with any of our agents.


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Frequently Ask Questions.

It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan amount, and interest rate changes. Your trusted lender can help you calculate your options.

A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms. Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.

Yes, if you plan to stay in the property for a least a few years. Paying discount points to lower the loan's interest rate is a good way to lower your required monthly loan payment, and possibly increase the loan amount that you can afford to borrow. However, if you plan to stay in the property for only a year or two, your monthly savings may not be enough to recoup the cost of the discount points that you paid up-front.

The annual percentage rate (APR) is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account points and other credit costs. The APR allows homebuyers to compare different types of mortgages based on the annual cost for each loan. The APR is designed to measure the "true cost of a loan." It creates a level playing field for lenders. It prevents lenders from advertising a low rate and hiding fees.

The APR does not affect your monthly payments. Your monthly payments are strictly a function of the interest rate and the length of the loan.

Because APR calculations are effected by the various different fees charged by lenders, a loan with a lower APR is not necessarily a better rate. The best way to compare loans is to ask lenders to provide you with a good-faith estimate of their costs on the same type of program (e.g. 30-year fixed) at the same interest rate. You can then delete the fees that are independent of the loan such as homeowners insurance, title fees, escrow fees, attorney fees, etc. Now add up all the loan fees. The lender that has lower loan fees has a cheaper loan than the lender with higher loan fees.

The following fees are generally included in the APR:

  • Points - both discount points and origination points
  • Pre-paid interest. The interest paid from the date the loan closes to the end of the month.
  • Loan-processing fee
  • Underwriting fee
  • Document-preparation fee
  • Private mortgage-insurance
  • Escrow fee

The following fees are normally not included in the APR:

  • Title or abstract fee
  • Borrower Attorney fee
  • Home-inspection fees
  • Recording fee
  • Transfer taxes
  • Credit report
  • Appraisal fee

Mortgage rates can change from the day you apply for a loan to the day you close the transaction. If interest rates rise sharply during the application process it can increase the borrower’s mortgage payment unexpectedly. Therefore, a lender can allow the borrower to "lock-in" the loan’s interest rate guaranteeing that rate for a specified time period, often 30-60 days, sometimes for a fee.

Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process.

Your Property

  • Copy of signed sales contract including all riders
  • Verification of the deposit you placed on the home
  • Names, addresses and telephone numbers of all realtors, builders, insurance agents and attorneys involved
  • Copy of Listing Sheet and legal description if available (if the property is a condominium please provide condominium declaration, by-laws and most recent budget)

Your Income

  • Copies of your pay-stubs for the most recent 30-day period and year-to-date
  • Copies of your W-2 forms for the past two years
  • Names and addresses of all employers for the last two years
  • Letter explaining any gaps in employment in the past 2 years
  • Work visa or green card (copy front & back)

If self-employed or receive commission or bonusinterest/dividends, or rental income:

  • Provide full tax returns for the last two years PLUS year-to-date Profit and Loss statement (please provide complete tax return including attached schedules and statements. If you have filed an extension, please supply a copy of the extension.)
  • K-1's for all partnerships and S-Corporations for the last two years (please double-check your return. Most K-1's are not attached to the 1040.)
  • Completed and signed Federal Partnership (1065) and/or Corporate Income Tax Returns (1120) including all schedules, statements and addenda for the last two years. (Required only if your ownership position is 25% or greater.)

If you will use Alimony or Child Support to qualify:

  • Provide divorce decree/court order stating amount, as well as, proof of receipt of funds for last year

If you receive Social Security income, Disability or VA benefits:

  • Provide award letter from agency or organization

Source of Funds and Down Payment

  • Sale of your existing home - provide a copy of the signed sales contract on your current residence and statement or listing agreement if unsold (at closing, you must also provide a settlement/Closing Statement)
  • Savings, checking or money market funds - provide copies of bank statements for the last 3 months
  • Stocks and bonds - provide copies of your statement from your broker or copies of certificates
  • Gifts - If part of your cash to close, provide Gift Affidavit and proof of receipt of funds
  • Based on information appearing on your application and/or your credit report, you may be required to submit additional documentation

Debt or Obligations

  • Prepare a list of all names, addresses, account numbers, balances, and monthly payments for all current debts with copies of the last three monthly statements
  • Include all names, addresses, account numbers, balances, and monthly payments for mortgage holders and/or landlords for the last two years
  • If you are paying alimony or child support, include marital settlement/court order stating the terms of the obligation
  • Check to cover Application Fee(s)

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